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How to buy Bitcoin and other cryptocurrencies with a credit or debit card

June 20, 2019

As Bitcoin and other cryptocurrencies continue to recover after the so-called ‘crypto-winter’, an increasing number of people are turning to digital currencies in search for exciting investment opportunities. But that is not the only reason.

Others are simply moving to digital currencies to preserve value against their weak local currencies or to send and receive money internationally instantly and commission-free.

With the Crypterium App, available for both Android and iOS devices, you can buy cryptocurrencies instantly using any credit or debit card in the world.


  • Visa and MasterCard accepted

  • Purchase limit for unverified users: 150 EUR

  • Monthly purchase limit for verified users: 10,000 EUR

  • Minimum purchase 50 EUR

  • Commission: 2% (0.5% is burned)


To purchase cryptocurrencies with a credit card, open your Crypterium App and click on 'Buy crypto' to get started. You can find this feature in the “Money Transfer” section.



If you are buying cryptocurrencies through the Crypterium App for the first time, you will have to add a new payment method. Click on “+ Add a bank card” to enter your card details.

The Crypterium App supports Visa and MasterCard. Proceed by entering the following details:


  • Card number

  • Expiration date


  • Card holder name


Make sure all details are correct and press ‘Save’ to confirm. We will save this card for future transactions. If you would like to remove or edit a saved card in the future, all you need to do is swipe left on the card option.



Once you enter a payment method, you will need to select the currency you intend to purchase. You can choose any of the digital currencies available in the Crypterium App:


  • Bitcoin (BTC)

  • Ethereum (ETH)

  • Litecoin (LTC)

  • USD Coin (USDC)


The cryptocurrencies you buy will automatically be added to your Crypterium Wallet balance.



Next, enter the amount of fiat currency (EUR) you would like to convert into cryptocurrency. You can also select one of the preset amounts (50 EUR, 75 EUR, 100 EUR or 150 EUR).

Alternatively, you can enter the specific amount of cryptocurrency you want and the system will translate it to Euros. The exchange rate is calculated by Crypterium SX — our powerful bid-offer matching engine integrated to the top 10 cryptocurrency exchanges worldwide. This AI-based system guarantees your transactions always get the best exchange rates possible. Click on “Buy” to revise the entire order.



It is time to verify your order details. If you are satisfied with the selected payment method, cryptocurrency, amount, exchange rate and operation time, press “Buy” to execute the order.

For security reasons, you will have to enter the card’s CVV/CVC again. Then, you will receive a text message from your bank with a code to confirm the operation. This is just an additional security layer for online credit and debit card transactions.

That’s it. You are officially a cryptocurrency holder. Congratulations!


Purchase Limits

Users that haven’t completed our verification process are able to buy up to 150 EUR worth of any cryptocurrency available in the Crypterium Wallet. If you have already verified your profile, your monthly purchase limit goes up to 10,000 EUR. This limit is renewed automatically every month.


Disclaimer: this update is now available for Android devices. We've already submitted it to the App Store.


About Crypterium

Crypterium is leading fintech startup awarded by KPMG and H2Ventures. Our goal is to ensure anyone can store, send, exchange and spend digital currencies with the same ease as traditional money.

Crypterium is led by the former General Manager of Visa Central & Eastern Europe, Steven Parker, and C-level executives from global financial institutions like Renaissance Insurance, London Derivatives Exchange, American Express, etc.

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